Has your insurance company denied your claim or have you been treated unfairly by your insurance company?
Insurance companies have an obligation under the law to treat you fairly and in good faith when you make a claim. This means the insurance company cannot unreasonably deny your claim, or delay payment of your claim. Your insurance company should assist/help you with your claim, they should conduct a fair investigation into your claim, they should fairly evaluate your claim, and they should promptly pay your claim. When the insurance company does not meet its obligations, you – the insured can sue the insurance company for breach of the duty of good faith and fair dealing. This type of case is often referred to as a “bad faith” claim, where you- the insured – can recover the benefits owed under the insurance contract, and also recover for pain and suffering damages, and in many cases, punitive damages.
Types of Bad Faith Claims
Insurance “bad faith” is not confined to any one type of insurance policy. As a top bad faith attorney at McGuire Law Firm, we have help insureds with “bad faith” claims involving many different types of insurance coverage, such as:
Health care coverage is so important to have with the high cost of medical treatment. A wrongfully denied claim can often result in the patient not getting the treatment they need and/or can mean financial distress and even ruin for the family.
Life Insurance/Accidental Death:
After losing a loved one, the last thing you want to deal with is the insurance company refusing to pay the benefits that you so desperately need.
You have the right to expect your insurance company to timely pay those benefits when a sudden event leaves you disabled and unable to care for your family.
Long-Term Care Insurance:
Long-term care insurance is supposed to be there for you to pay for assisted living care, nursing home care and even in-home care. You should not have to jump through unnecessary obstacles to get your benefits.
Uninsured/Underinsured Motorist (UM/UIM) Coverage:
When you are injured by someone who is without any liability insurance or does not have enough liability insurance, you should be able to turn to your own insurance company to pay you the UM/UIM benefits promised.
Homeowner’s/Property Coverage Insurance:
Homeowners and property owners want to protect their investments from perils like storms, fires, water damage, and more.
Insurance coverage is something we all buy for our peace of mind, our comfort and protection. We hope we won’t ever need it, but when something bad happens in our lives, we have a right to expect our insurance will be there. That’s the promise the insurance company made to us.
When your insurance company is not there for you, and you need a bad faith attorney McGuire Law Firm can help.Call us today for a free consultation so we can get you the money you deserve at 888-352-0624.